1.1 winmasters is a brand name of WM Interactive Limited, a company registered in Malta on May 15th 2014, having its registered office at Apartment 21, Charles Court (Suite 174), St Luke’s Road, Pieta’ Pta 1027, Malta, with company registration number C-65151

1.2 In Romania, WM Interactive Ltd. is operating under the Decision No D.1278 /29.06.2016, L1160650W000194. The operating website iswww.winmasters.ro. Any reference to “the Company” or “ winmasters” or “We” means of winmasters website and WM Interactive Limited.

1.2 “winmasters T&Cs” are the terms & conditions constituting and governing the contractual relationship, as stated herein, and which the parties, as stated herein, hereby agree upon. winmasters T&Cs are available in several local languages for information purposes and ease of access between players. In any case of a dispute between a Client and the Company or in case of a discrepancy between the Romanian version and non-Romanian versions, only the Romanian version shall prevail.

1.3 A "Client" is an individual who enters into a contractual relationship with winmasters for the use of the Services and who has personally registered with winmasters and holds a winmasters Account, upon having satisfied the criteria detailed in clause 2 below. Any reference to “You” or “Player” or “User” or “Customer”, means the “Client” as described above.

1.4 A "winmasters Account" is an account held by a Client, for bona fide transactions, with a strict aim to establish a normal commercial relationship with winmasters and with the strict purpose of conducting betting and other gaming and gambling transactions.

1.5 The "Contract" is the contractual relationship between winmasters and a Client and shall be constituted under and governed by the winmasters T&Cs i.e. "the Terms and Conditions". Any use of the services offered, registration on the website and all bets accepted by winmasters are subject to these Terms and Conditions. Any changes to the Terms and Conditions will be notified to players in advance and the player must re-confirm acceptance, before changes come into effect. Any reference to “T&Cs” means the “Terms and Conditions” of this document.

1.6 The "Governing Authorities" are the authorities of Romania.

1.7 The "Governing Law" is the law of Romania.

1.8 The "Place of the Contract" is Romania.

1.9 The "Website" is the internet gateway, accessible through the internet address www.winmasters.ro, where all current and relevant information regarding winmasters' operation is published.

1.10 A "Card" refers to all types of cards with a function of "payment", "charge", "debit", "credit", "virtual" and/or similar.

1.11 A "Payment Solution Provider" is an intermediary acting as a payment agent.

1.12 A "Financial Institution" is a bank and/or other institution regulated by an applicable domestic financial services act or similar.

1.13 "Client Application" shall mean the web browser application opened by the Client in order to use the Services.

1.14 The "Services" are the gaming and betting offers provided by winmasters to the Client through the Website.

1.15 "Force Majeure" refers to any occurrence or condition beyond one's reasonable control which leads to a delay or default in the performance to the affected party's contractual obligation and shall, for the purposes of the winmasters T&Cs, include Acts of God, Government restrictions (including the denial or cancellation of any necessary license where such denial or cancellation is made through no fault of the affected party), wars, insurrections and/or any other cause beyond the reasonable control of the party whose performance is affected.

1.16 All trademarks, service marks and trade names as well as images, graphics, text, concepts or methodologies (collectively the “Intellectual Assets”) found on the Website, the Client Application and the material contained therein are the exclusive property of winmasters and/or winmasters’ suppliers and partners. The Client is not entitled to exploit or otherwise use any Intellectual Asset for whatever purpose, except for what is allowed by law.

1.17 These T&Cs come into force as soon as you click on the “ACCEPT” button, by doing which you signify to THE COMPANY that you have read these T&Cs and accept them. By using any of the Website you signify that you agree with these T&Cs.

1.18 You must read these T&Cs carefully in their entirety before clicking on the “ACCEPT” button. If you do not agree with any provision of these T&Cs you must not use or continue to use the Websites.

1.19 Rules and explanations for placing various types of bets on various events provided separately on the Website are incorporated into these T&Cs by reference.

1.20 Access to winmasters.ro services is allowed only to residents of Romania..

2.1 An individual applying for registration warrants and represents that any information provided in its application form is true and correct. In order to register the client must provide at least the following personal data and information:

a) Name and surname

b) Citizenship/Nationality

c) Date and place of birth

d) Valid e-mail address

e) Serial number and number of the legal identification document

f) A personal bank for money transfer and/or proof of payment method

g) Phone number

h) Details about the deposit payment method used (including card number, expiry date a.s.o.)

In order for the Client to request withdrawals, remove all initial limitations and have full rights in the promotions, the account must be verified. For the account verification winmasters will request the following details (Know your Customer procedure):
• Client’s ID for age verification (players under eighteen (18) years of age are not accepted)
• Client’s place of residence (utility bill indicating the declared land line phone number)
• Client’s valid e-mail address (cannot be the same as any existing Client’s email address)
• Client’s proof of ownership of the payment method used for funds deposit in winmasters (including credit card number, expiry date),
In case the Client has changed place of residence, telephone number or any other element of his data, he/she is obliged to immediately inform the Company, so the new data can be updated. The Company reserves the right to close a Betting Account should any information prove to be false or misleading as a result of verification mechanisms employed by the Company.
Client details are reviewed by the team to ensure their accuracy and in certain cases further proof of address and identity might be requested, particularly in cases where the customer becomes active. Certain customers are highlighted automatically as higher risk customers and can by default not make deposits automatically into the system. Such customers are assigned a higher risk level based on a number of parameters, including but not restricted to: country of residence, country of issuing credit card, IP log, number of transactions within a defined period etc.

2.2 An individual applying for a winmasters Account acknowledges and accepts:
• All definitions and stipulations, as stated under “T&Cs” and/or herein
• The “T&Cs” as currently published on the website, as well as any possible future changes
• He/she must maintain the account details up-to-date;
• That the Place of the Contract is Romania; and
• That the Contract is governed by:
- The winmasters T&Cs, as published in Romanian and approved by the regulating body (ONJN);
- Any regulatory provisions or other decisions made from time to time by the Governing Authorities;
- The Governing Law of the Place of the Contract;
• winmasters accepts no responsibility for users that use the Company’s services and come from jurisdictions where online gambling is totally or partially restricted or even considered as illegal.
• winmasters customer support is available in several local languages. In any case of a dispute between a Client and the Company, only the Romanian version shall prevail.

2.3 winmasters reserves the right, at its own discretion, at all times, to:
• Decline to open a winmasters Account and/or to close an existing winmasters Account, without any explanation whatsoever, but contractual obligations already made will be honored;
• Decline to accept or limit deposits without any explanation whatsoever;
• Suspend Client’s account and/or cancel the participation of a Client in promotional activities, competitions or other services, whenever winmasters is of the opinion that there are legitimate concerns that an account is, has been or may be used for illegal, fraudulent or dishonest practices.
• Hold and manage funds belonging to Clients in accordance with generally accepted guidelines for cash management regarding such funds; this may include a Payment Service Provider being entrusted to hold funds in the name of and/or for the benefit of the Client;
• Forfeit and/or confiscate funds available on a Client’s Account and/or refuse to honour a claim, in the event that, directly or indirectly, the “T&Cs” have been violated and/or other unauthorized activities have occurred in connection with a betting/casino event and/or the operation of a winmasters Account. This is subject to any of the said events being in connection with the winmasters Account and/or the claim in question.
• Suspend and/or cancel the participation of the Client in the Services, and/or forfeit and/or confiscate funds available on his/her Client Account if the Client is found cheating, or if it is determined by the Company that the Client has employed or made use of a system (including machines, robots, computers, software or any other automated system) designed or suitable to defeat the Client Application, and/or the software used to offer the Services
• Hold or charge any Payment method fees or expenses, from the Client’s account, for all previous deposits and withdrawals, plus any administrational or legal costs the Client provoked for any reason, whenever winmasters is of the opinion that there are legitimate concerns that an Account is, has been or may be used for illegal, fraudulent or dishonest practices.

• In case of a possible refunding to the client in regards to the above mentioned cases, the refund will take place within 10 days of the account closure date. No taxes are associated with the account closure.

Note: In the case that winmasters decides to suspend transfers to or from the player’s account, in any of the cases listed above, winmasters will provide the client a justified decision alongside the documentation that upholds this decision. A certified copy of the original version will be sent to ONJN, within 3 working days.

2.4 winmasters does not accept clients:
• Being minor to 18 years old or the age at which gambling is legal under any law that applies to the Client (whichever is the greater);
• Being residents of jurisdictions outside Romania
• Working or contracted with any legal entity which is part of the same group as winmasters, meaning other entities being, directly or indirectly, linked with WM Interactive Ltd., or with winmasters’ third party suppliers;
• Partners, significant shareholders, members of the management team and the licensed gambling organiser's control body, the owner or lessee of the premises used for games of chance and the gambling operator's employees cannot participate at the game of change organized by the legal person with whom they have an interdependency relationship. Members from gaming regulating bodies under which winmasters holds an active gaming license (ONJN) cannot participate at the games of chance operated by private legal persons.

• Being professional punters, betting syndicates, traders, professional athletes and players, employees of other gaming/gambling entities, wagering for the sole scope to take advantage of “inside” information.

2.5 winmasters warrants and represents, at all times, to:
• Manage funds belonging to Clients in a secure and appropriate manner;
• Manage data regarding a Client in accordance with applicable laws, data protection acts and/or similar;
• Protect privacy and personal data and refuse to disclose such data unless the Regulatory body of the Governing authorities requests so.

2.6 The Company accepts no responsibility for any Betting Duties or taxes arisen by the local authorities of the Client’s territory. Such duties or taxes are paid exclusively by the Client. If the Client refuses to pay such amounts, the Company has no liability whosoever.

2.7 A winmasters Account is opened, held and settled in a currency as agreed between winmasters and a Client. All amounts displayed relating to wagers and winnings shall be quoted with the symbol of the currency so agreed to. winmasters calculates and settles all matters involving exchange rates in accordance with recognized financial institutions at currently applicable exchange rates. Slight differences may occur between the agreed amounts and the recorded amounts due to variances between exchange rates.

2.8 winmasters does not constitute a financial institution and a winmasters Client account does not accrue interest. Even if an account is being suspended for any reason, the Client is not eligible to any interest at the time his/her funds will be released.

2.9 A Client is liable towards the Company against any damage caused due to fraud actions. In such case, the Company is eligible to inform the authorities of the country of origin of the client and create a legal case against the fraudster. All of the Clients’ personal data may be publicly announced and shared to prevent further fraud damages.

2.10 Only one winmasters Account can be opened at a time per person, family, household, IP address and email address. In the event that we suspect that:
• A Client is opening multiple accounts (using same or similar names, address, telephone, e-mails, same or similar dynamic IP address, computers or other devices); and/or
• A Client is acting as a part of syndicate (using same or similar names, address, telephone, e-mails, same or similar IP address, computers or other devices, acting on same or similar pattern);
winmasters reserves the right to block the relevant Account(s) held by the Client or the Syndicate and report the incident(s) to the relevant Authorities. Following an internal investigation, winmasters has the right to cancel bets, forfeit winnings, and deduct bonuses from all relevant accounts. winmasters also reserves the right to reallocate all the funds in the different superfluouswinmasters Accounts to a single winmasters Account and to delete the remaining superfluous account(s). Any bonus given to the superfluous winmasters Account(s) will not be transferred.

2.11 It is prohibited for Players to sell, transfer and/or acquire winmasters accounts to/from other Players.

2.12 It is prohibited for Players to transfer funds amongst Player accounts.

2.13 winmasters shall not make any payment out of a Client’s account until the identity, age, place of residence and all data of the Client have been successfully verified.

2.14 Any claim regarding a transaction in conjunction with awinmasters Account shall be made to winmasters within 6 months after the transaction, payment and/or settlement took place, or should have taken place; otherwise winmasters reserves the right, at its own discretion, not to consider the claim.

2.15 Any legal claim or dispute arising under or in connection with the Contract shall be settled in accordance with the Governing Law of the Place of the Contract.

2.16 The Client shall not share his/her login details with any third party. The customer is solely responsible for browser settings remembering username and/or password that might drive to a common use of his account. The customer accepts full responsibility for the consequences of allowing such activity, without derogating from the generality of any other indemnity contained herein, indemnifies and certifies that winmasters does not bear any responsibility for any damages caused by this activity. Any losses due to this shall not be refunded by winmasters and we shall not be responsible in any manner whatsoever. Regarding this, we strongly advise you to pay attention to our Privacy Policy which you should read carefully along with these T&Cs.

2.17 An “Inactive Account" is a winmasters Account which has no record of any log-in and/or log-out for 12 consecutive months and which holds funds. A “Dormant Account” is a winmasters Account which has no record of any log-in and/or log-out for 36 consecutive months and which holds funds. In the case of an Inactive Account winmasters will notify the Client via email at his/her registered email address at least 30 days prior to any fees incurred by the Client, informing him/her that an Inactive Account fee may be charged to his/her account and will provide the Client with the option to withdraw any remaining funds held in the account in order not to incur such fees. If such notification proves unsuccessful, winmasters reserves the right to withhold all bonuses given, plus charge the Client a maximum of EUR 5 or equivalent in other currencies for every consecutive month ever since as a “processing fee”. If no more funds are standing on the account of the Client, winmasters shall not continue charging the processing fee. winmasters shall continue to use reasonable efforts to contact you throughout once your account becomes dormant and all reasonable efforts to contact you prove futile, we shall proceed to transfer the remaining funds to ONJN. After this the account will be disabled and the user can no longer log in.

2.18 Users only have access to the public web server and only HTTP/HTTPS protocols are allowed. A user is not permitted to participate in the games offered by the Company unless that user is registered and holds an account with the Company. User needs to register and supply the minimum required information of age, identity, residence and valid email address. A user is verified that the email they give at registration is valid and owned by the registering user; by sending a unique activation code to that email address. The account will not be active before that activation code has been entered.

2.19 If an account is not activated within two weeks, the account will be disabled and the user can no longer use the activation code to activate his account. The only way a user can activate an account that has not been activated within these two weeks is by contacting customer service department.

2.20 The winmasters Website works by using cookies for the following purposes:
• To identify the Client's preferred language so it is automatically selected when the Client returns to winmasters;
• To ensure that bets placed by the Client are associated with the Client's betting coupon and account;
• To ensure that the Client receives any bonuses the Client is eligible for;
• For analysis of winmasters Website traffic so as to allow us to make suitable improvements. Please be aware that it is not possible to use the Website without cookies.

2.21 You may close Your winmasters Account at any point in time by sending an email at support@winmasters.ro with the relevant request on the subject line “Permanent closure of user account” or alternatively use the Self-Exclusion functionality (under “Responsible Gaming” for logged users) and select “Exclude me permanently”. The Company shall refund to You any and all funds from Your winmasters Account subject to the deduction of any withdrawal charges which may apply. You shall continue to assume all responsibility for all activity on Your winmasters Account until this has been closed.

2.22 The Company reserves the right to reject or limit bets and to terminate and/or, change any games or events being offered on the Website.

2.23 There might be situations where a wager is confirmed or a payment is performed by us in error, or where pay tables, odds or gaming software are not correctly set, whether in error or as a result of technical or operational issues. In all these cases, the Company reserves the right to cancel all wagers accepted containing such an error or to correct the mistake made re-settling all the wagers at the correct prices/spreads/terms that should have been available at the time that the wager was placed in the absence of the error.

2.24 Maximum winning limits

Winnings are paid out up to a maximum limit. If the Client places a bet/casino round and its payment exceeds the maximum winning limit, winmasters is not liable for the excess of the amount. In such cases the payment of the winnings will be reduced correspondingly. This also applies if winmasters has not warned the bettor against possible excesses of the winning limits when placing the bet/casino round. The following limits apply on winnings per user:

* € 15.000 per bet/casino round/day
* € 20.000 per week
* € 25.000 per month

2.25 Customer Support services

2.25.1 Telephone service

All our incoming calls are registered and kept for minimum of 60 days.

2.25.2 Live Chat Terms and Conditions

After accepting the Live Chat Terms and Conditions, users may use this Live Chat service free of charge. The following rules apply for the use of the Live Chat service:

When using the Live Chat feature, all users are prohibited from:

a) Harassing, threatening, slandering, or embarrassing anyone, be it a natural or legal person or company, or cause this person inconvenience of any kind.

b) Publishing data, texts, links, or any other content that Sports in particular deems illegal, harmful, threatening, abusive, harassing, slanderous, vulgar, obscene, hate-inciting, racist or in other ways objectionable;

c) Engaging in any collusion activities;

d) Harming minors in any way;

e) Passing off as another person in the chat rooms;

f) Entering, publishing, transmitting content if this violates the rights of third parties, particularly patents, marks, copyrights, business secrets or other ownership rights;

g) Entering, publishing, disseminating or naming in any other way any advertisement, promotion material or other information/news if it promotes other providers of sports bets and/or games of chance in the chat rooms;

h) Using Game Chat for commercial purposes;

i) Entering, publishing, or transmitting any email address or soliciting users to use another chat service outside the sports interaction game chat service;

If the user already has a screen name from previous use of the Live Chat feature then this screen name will remain permanent. If the user does not have a previous screen name then the user is required to select a permanent screen name during registration for the Live Chat. The user must ensure that the screen name selected bears no resemblance to their login username or password for security purposes. winmasters reserves the right to change or delete inappropriate screen names at any time if necessary.

Every user is obliged to observe the applicable legal provision (e.g. penal law, protection of minors, trademark rights, copyright, unfair competition, and so on).

In case of breach of the Terms and Conditions, winmasters reserves the right to delete the contributions to Live Chat. In serious cases or in case of recurrence, winmasters is entitled to temporarily or permanently suspend or delete the user's access to Live Chat. It shall be at winmasters sole discretion to assess the situation leading to a suspended account; or to remove the chat rooms if abused. Furthermore, any suspicious chat will be reported to the Authorities for its investigation.

Compliance with these rules shall be monitored. Every user is also authorized to inform us in case of suspected violation of the Terms and Conditions.

Every user is responsible for the content and data he/she publishes. winmasters shall not assume any liability for damage of any kind resulting from the use of the Live Chat.

No assurance or warranty can be given for the availability and reliability of the Live Chat service.

The present Terms and Conditions may be subject to change at any time. The users of this Live Chat service are not entitled to assert claims of any kind against winmasters. winmasters shall not be liable for any damage caused by the faulty transmission or non-transmission of contributions, irrespective of whether a confirmation of transmission is received or not.

All conversations are logged and recorded for security purposes.

3.1 Deposits to, and withdrawals from, a winmasters Account shall at all times be made through a Financial Institution or a Payment Solution Provider. Procedures, terms and conditions, availability and timing for deposit/withdrawal may vary from time to time, as well as between different countries and different Financial Institutions. All deposits made to winmasters should not be a product of any illegal activity or criminal action. Any attempt for money transfer or laundering is strictly prohibited.

3.2 winmasters shall not make a payment out of a winmasters Account of any Client until the Client's identity, age and place of residence have been verified. winmasters reserves the right to request the completion of the KYC (Know Your Client) process right after the first deposit to the winmasters Account.

All Romanian customers, regardless of the deposit amount, must undergo the account verification process by sending KYC documents within 30 days of their initial deposit. During this time, users are not allowed to deposit more than 900 RON (200 Euro) (or the equivalent in other currencies). In the case that users do not confirm the authenticity of the provided data within 30 days of their account being credited, winmasters will proceed with closing the account. The sums in the account will be withheld and transferred to the state budget until the 10^th of the next month (following the month when the initial deposit was made. Romanian citizens are obliged to provide to winmasters their CNP (personal identification code), either during registration or by contacting via email thewinmasters support at: support@winmasters.ro.

· Romanian customers that are not KYC verified and want to impose a lower deposit limit than 900 RON (e.g. 200RON), it will come into effect immediately overriding the 900 RON limit;

· Romanian customers that are not KYC verified and want to impose a higher deposit limit than 900 RON (e.g. 1.300 RON) it will not come into effect. The 900 RON limit will override it as a General Deposit Limit for not KYC verified users

· KYC verified customers can impose deposit limits as per their discretion, e.g. higher or lower than 900 RON.

3.3 . In order to use the Services, You will be required to send money to and may require receiving money from winmasters. We may use third-party electronic payment processors and/or financial institutions ('PSPs') to process such financial transactions. You irrevocably authorize us, as necessary, to instruct such PSPs to handle Account deposits and withdrawals from your Account and you irrevocably agree that we may give such instructions on your behalf in accordance with your requests as submitted using the relevant feature on our Platforms. You agree to be bound by the terms and conditions of use of each applicable PSP. In the event of conflict between these Agreements and the PSP's terms and conditions these Agreements shall prevail.

3.4 winmasters does not accept cash funds sent or delivered directly to winmasters or a Payment Service Provider.

3.5 A Client is only allowed to make a deposit with his personal Card or via his personal account or e-wallet created with one of the Financial Institutions or their licensees. A Client cannot deposit with other individual’s card or account.

3.6 winmasters shall not accept a wager from a Client unless a winmasters Account has been established in the name of the Client and there are adequate funds in the winmasters Account to cover the amount of the wager; or funds necessary to cover the amount of the wager are provided in an approved way.

3.7 winmasters shall not deal with the amount standing to the credit of a Client.

3.8 All winnings will be credited to the Client’s winmasters account. Withdrawals from the winmasters account, in the extent of the original deposit amount, are made using the same payment method as was used for the original deposit. For instance, if a deposit was made with a credit card, at least an amount from the winnings corresponding to the original deposit amount will be withdrawn to the same credit card whereas the remaining winnings amount may be withdrawn by using any other payment method (subject to the company’s sole discretion). Withdrawals will only be made to a credit card, a bank account or e-wallet account held in the Client’s own name. Nevertheless, winmasters reserve the right to use an alternative payment method for withdrawal if that is needed.

3.9 When a Client wishes to withdraw funds he had deposited on his winmasters Account, but has not wagered them in any game or sport betting offer, at least one time for the amount of the initial deposit, winmasters reserves the right to refuse to transfer the funds to another bank account than the one the funds originated from, if winmasters suspects fraud and/or money laundering.

3.10 winmasters reserves the right to charge for withdrawals for administrative cost as indicated on the Website.

3.11 Placing a bet through the Internet may be illegal in the jurisdiction in which a Client is resident and/or domiciled; if so the Client is not authorized to use a Card for the purpose of placing a bet.

3.12 winmasters , the Regulator or all relevant Authority can control all transactions to prevent money laundering. All transactions shall be checked in order to prevent money laundering and all suspicious transactions found out by winmasters will be reported to the relevant Authorities.

3.13 We reserve the right to apply minimum withdrawal amounts for different payout methods, as notified to customers from time to time in the Payout Information section of the website. If a customer requests a smaller amount than the minimum withdrawal amount, we may charge the customer a discretionary fee depending on the selected payout method. We also reserve the right to charge an increased fee for payouts.

3.14 Company will carry out additional procedures for any pay-out or cumulative withdrawal exceeding the equivalent of €2,300 and furthermore reserves the right, as per the Company’s Terms and Conditions, to carry out such additional verification procedures in the case of lower pay-outs.

3.15 In case of a withdrawal request, we reserve the right to define minimum or maximum withdrawal amounts for each client. In such case, the client will receive his/her winnings in up to six (6) equal monthly instalments.

3.16 All winmasters financial transactions are secure and protected using the highest Secure Sockets Layer (SSL) encryption methods. wimasters do not store any personal information such as credit card numbers and/or internet wallet ID's related to customers transactions.

3.17 General Information for deposit payment methods.

3.18 The deposit limits and fees of available payment methods are listed below:

Payment Method	Minimum	Maximum	Fees
Credit cards	€ 10	€ 2,000	0%
Bank transfer	€ 50	€ 10,000	0%
Paysafe Card	€ 10	€ 1,000	0%
Neteller	€ 10	€ 2,000	0%
Skrill (Moneybookers)	€ 10	€ 2,000	0%

To deposit funds into Your winmasters Account, You can use any of the methods specified in the relevant pages of the Website(s), as may be amended from time to time. Currently the following methods are available:

3.18.1 VISA: The transfer of funds into your account is instant. You can withdraw to your Visa card provided you have made a successful deposit in the last 180 days and your card ownership has been verified. The funds are directly credited to your card in 3-5 business days. All cashier transactions are processed adhering to Payment Card Industry (PCI) compliance standards for data security, using a 128-bit encryption that ensures the safety and security of the data transmitted. This state-of-the-art protection is the same technology used by major banks and financial institutions all over the world.

3.18.2 MasterCard: The transfer of funds to your account is instant. Direct withdrawal on MasterCard is available.

3.18.3 Maestro: The transfer of funds to your account is instant. Direct withdrawal on Maestro card is available.

3.18.4 Bank transfer: is a transfer of funds from one bank account to another. In most cases, you will need to log in to your online banking and authorize the bank transfer or authorize your bank to initiate the transfer. You can transfer the funds from one domestic bank to another locally or internationally. Bank transfer is much quicker in the domestic transfers. The funds will be credited to your bank account in 1-4 business days depending on the processing time at your bank.

3.18.5 NETELLER: is an "online wallet" that allows you to deposit, withdraw and transfer funds online. NETELLER provides same-day payments and instant cash transfers to and from affiliated merchant sites and between NETELLER account holders. You can use NETELLER to make deposits to your account without disclosing your personal or credit card details. The transfer of funds to your account is instant provided you have sufficient funds in your NETELLLER account. We do not charge any fees for NETELLER deposits. You can withdraw to your NETELLER account provided you have made a successful deposit in the last 6 months. The funds are directly credited to your account in 2-6 hours. Once you have completed the NETELLER sign-up form, you will receive an e-mail. This e-mail contains instructions for "Step 2" (your NETELLER account activation). Please follow the instructions, you will be prompted to submit your NETELLER Account ID and Secure ID (found in the e-mail), plus the password you originally entered on the NETELLER account sign-up page. Save this e-mail for further reference. Once you have completed these two steps, your NETELLER account (or "online wallet") will be active and ready to be funded.

3.18.6 Skrill (Moneybookers): enables customers with a valid e-mail address to securely and cost-effectively send and receive payments online in real time. You can use Skrill to:

- Send money via e-mail from your credit card or bank account

- Make online purchases

- Collect money via e-mail

You can fund your Skrill (Moneybookers) account by credit/debit card, online bank transfer, direct banking or via cheque. The transfer of funds to your account is instant provided you have funds in your Skrill (Moneybookers) account. We do not charge any fees for Skrill (Moneybookers) deposits. You can withdraw to your Skrill (Moneybookers) account provided you have made a successful deposit in the last 6 months and your card ownership has been verified. The funds are directly credited to your account in 2-6 hours once processed. You will not be able to transfer the funds from Skrill.com to your account if you have deposited them using MasterCard. Skrill (Moneybookers) is totally secure. Through a combination of transaction monitoring, SMS transaction verification for cardholders and a dedicated anti-fraud team, Skrill (moneybookers) is an entirely safe online payment method.

3.18.7 Paysafecard: is the leading prepaid payment card for internet payments. The transfer of funds to your account is instant. We do not charge any fees for Paysafecard deposits. Paysafecard is totally secure. Through a combination of transaction monitoring, SMS transaction verification for cardholders and a dedicated anti-fraud team, Paysafecard is an entirely safe online payment method.

3.19 General Information for withdrawals methods.

Your Account balance is the amount of real money held in your Account plus any winnings and/or minus any losses accrued from using the Services, less any entry or other fees, if applicable, and less any amounts previously withdrawn by you or amounts forfeited or reclaimed by us due to any known or suspected fraud or due to deposits or other transactions rejected or cancelled by your bank (whether as a result of insufficient funds, charge-backs or otherwise), any Inactive Account Fees or any sums which are otherwise deductible or forfeited under these Agreements.

Acceptance of a withdrawal request is subject to any deposit method restrictions, bonus restrictions and/or Security Reviews and any other terms of these Agreements. All withdrawals are subject to the transaction limits as set forth in below and any processing fees for deposits and withdrawal methods that we notify you of before withdrawing. Cash shall not be an acceptable form of deposit or withdrawal.

We may report and withhold any amount from your winnings in order to comply with any applicable law. All taxes due in connection with any winnings awarded to you are your sole liability. Account balances cannot be transferred, substituted or redeemed for any other prize. Payment of funds which you withdraw shall be made via the same method of payment and in the same currency with which deposits were made.

- Prior to any withdrawal request, your winmasters account must be verified by sending us your KYC (Know Your Client) documents. The fastest and safest way to do this is to complete the verification process, upon registration. Once you have your account verified, all limits will be removed and your withdrawal requests will be executed quicker.

- The minimum and maximum limits for each withdrawal option are set on the cashier and below and the player will not be able to withdraw more than the maximum limit or less than the minimum limit specified.

- If a player reaches the maximum limit for a particular withdrawal option, s/he will not be able to request another withdrawal through the same option until the original redeem request is completely processed

- The Company keeps the players’ funds separately from the Company’s own funds in a Clients’ account held with Unicredit Bank, Romania, which Bank is instructed by the Company to disclose information to the Authority should it be requested.

- Withdrawals shall be processed within the next 72 hours, so the transfer is finished within a maximum of 3 working days. The company is entitled to operate any verification deemed necessary, within 10 working days, and after those to complete the transfer or to inform the governing authorities.

- winmasters reserves the right to use an alternative payment method for withdrawal at its sole discretion

- The withdrawal limits and fees of available payment methods are listed below:

Payment Method	Minimum	Maximum	Fees
Credit cards	€ 20/70 RON	€ 1,200/5000 RON	0%
Bank transfer	€ 75/350 RON	€ 5,000/22000 RON	0%
Neteller	€ 20/80 RON	€ 2,000/9000 RON	0%
Skrill (Moneybookers)	€ 20/80 RON	€ 2,000/9000 RON	0%
Paysafe	€ 20 /80 RON	€ 1,000 / 4000 RON	0%

3.19.1 Withdrawals may only be processed from your Sports Cash Account. Any withdrawals from your Casino Cash Account can only be made by first transferring your withdrawal amount to your Sports Cash Account and then requesting the Withdrawal be processed from the Sports Cash Account. Please note that any transfer of funds from the Casino Cash Account to the Sports Cash Account will be construed as a Withdrawal from the Casino Cash Account and may consequently result in the cancellation and forfeiture of “Casino” Product bonuses and promotions.

3.19.2 Withdrawals to your Credit Card: is available for VISA/MC cards that have been previously used for depositing funds. If there are more than one VISA/MC cards registered in your account, then your withdrawal will be processed to the card that has been mostly used, within the last 3 months. winmasters may also request to use any of the used cards at its own discretion.

3.19.3 Withdrawals to e-wallets, Skrill (Moneybookers), Neteller: is only possible to a Skrill or Neteller account that has been previously used for depositing funds.

3.20 winmasters reserves the right to charge an administrative fee (minimum of 5 EUR/20 RON to a maximum of 2% of the requested amount, up to 30 EUR/120 RON), post the 4^th withdrawal request within a period of 30 days.

3.21 Withdrawals that are requested from users prior fulfilling the rollover requirements of at least one time of the deposit amount (in case no bonuses have been claimed by the customer), will be charged with 7,75% processing fees.

4.1 You may at your discretion choose to exclude yourself from playing any Games on Our website. In order to block your access to the Games you need to send an email to the following email address support@winmasters.ro indicating the following options:

-Time Out Facility – exclusion – 24 hours

- Self-exclusion (minimum 7 days)

- Permanent self-exclusion

Alternatively self-exclusion mechanism is available (for logged users) through “Responsible Gaming” internal page within the “My account” section self-exclusion becomes effective immediately.

4.2 Should you opt for permanent self-exclusion in the manners contemplated above then you will not be able to reverse this position for at least 6 months, after which you will be able to send an email to the same email address in order to re-activate your access to our Games and re-activate your winmasters Account.

4.3 When setting up your winmasters account you may also choose to impose a ceiling on the maximum deposit you may make in relation to your gaming account. The deposit limits can be defined on a daily, weekly and/or monthly basis under the following conditions:

• Deposit limits are set in your account currency
• First time deposit limits will be activated instantly
• Decreased deposit limits will also be activated instantly
• Increased deposit limits will be activated after 48 hours have passed
• If you wish to remove a deposit limit you had previously set, it will be activated after 48 hours have passed
• You can set deposit limits on a daily, weekly, or monthly basis. Deposit limits apply to the amount set for the certain period of time (daily, weekly, or monthly)

In the event of a dispute, it is advisable that the Account Holder lodges a complaint with winmasters' customer service using the contact details in the Website. The parties should do their utmost to reach an amicable settlement within a reasonable time of 14 days. The client may also lodge a complaint to ONJN, which must contain clear and unequivocal information about the complainant's identity and shall give all the relevant details that gave rise to the complaint.

If a user has a complaint, he/she can:

1. Email customer support at support@winmasters.ro
2. winmasters will use best efforts to resolve a reported matter promptly.
3. If a logged complaint is not resolved within 14 days by winmasters, the user has the right to contact the ONJN directly, using the following contact details::

Address: Bucuresti, Calea Victoriei nr. 9, Sector 3, Romania

Telephone Number: 031.225.62.02 / 031.225.62.00

Email: office@onjn.gov.ro

Example

Step 1:

If you have a complaint to make with any aspect of the service you have received from winmasters, or you wish to challenge how your bet has been settled in any of the channels we offer, please email us at support@winmasters.ro, or click contact us stating the terms of your grievance.

Step 2:

A member of our Customer Support Team will read your query or complaint, a decision may be delivered at that time, for more complex queries or complaints where further investigation may be required you will be contacted at all times within 72 hours with a decision, or a request for further information in order to make that decision.

Step 3:

If you are not in agreement with the decision of our Customer Support Team, you may then choose to escalate the matter to a member of the department that is more senior than the member that fielded your original complaint, up to and including our Head of Customer Support.

In order to escalate a complaint, you will need to clearly state your reasons for appealing the previous decision, and any other relevant information.

Step 4:

The decision of our Head of Customer Support on a dispute or complaint will be considered as the view of the Company, unless it is subsequently overruled by the ONJN or a Company Director as follows:

• Your complaint will be referred to the ONJN Complaint’s Department who will hear your complaint; and/ or

• Under exceptional circumstances, a complaint can be escalated to a Company Director for a final decision if both parties agree on this as a course of action.

Step 5:

In the unlikely event that you are not satisfied with the outcome of your query, under all of the steps above:

• You at all times have the right to bring disputes to the attention of the ONJN, at office@onjn.gov.ro, if you deem your complaint to be unresolved.

6.1 The Company is not liable for any downtime, server or other technical disruptions, lagging or any types of disruptions which might arise whilst you are making use of the Website or whilst you are benefiting from the Services. If we determine that any refunds are to be effected, they shall be given on a case by case basis and at our sole discretion.

6.2 In addition, we shall not be held liable for any damages or losses which may arise out of or in connection to any downtime, server or other technical disruptions, lagging or any types of disruptions which might arise in operation or transmission, the Website or its content, loss or corruption of data, communication or lines failure, any individual’s misuse of the site or for any other damages or losses which may arise.

6.3 In the event that a game is started but miscarries due to a failure in winmasters’ system, winmasters shall refund the amount wagered in the game to You by crediting it to your winmasters’ Account or if the Account no longer exists, by paying it to You in an approved manner; and if You have an accrued credit at the time the game miscarried, credit to Your winmasters Account the monetary value of the credit or, if the account no longer exists, pay it to You in an approved manner.

6.4 In the event that a game is started but miscarries due to a failure deriving from Your system or deriving from a network error, winmasters shall refund the amount wagered in the game to you by crediting it to your winmasters’ Account or if the Account no longer exists, by paying it to You in an approved manner. If the game was completed from the server system, winmasters shall treat the game as fully completed. This includes the withdrawal of the amount wagered and granting of all winnings that were produced as game outcome. This may also include the granting of all winnings during bonus games that may have been granted as the outcome of the aborted game.

6.5 In the event of a casino system malfunction, all wagers shall be declared void.

6.6 If due to a technical error, winnings are not credited to Your winmasters’ Account, You must stop playing immediately and inform winmasters in so that the game transactions may be examined and rectified accordingly.

6.7 Should winmasters fail to return any and all funds from Your winmasters’ Account (less any withdrawal charges) upon closure, blocking or exclusion of Your winmasters Account, You must contact winmasters’ customer support who shall then examine the request and, if approved, take all the necessary measures to return the funds to You.

7.1 If You breach any provision of these T&Cs or if we have reasonable ground to suspect that You have breached them, we reserve the right not to open, suspend, close Your winmasters’ Account, but shall reserve the right to withhold payment of Your winnings and apply such funds on account of any damages due by You.

7.2 If we suspect that You are engaged in illegal or fraudulent activities when using the Website; or that You are having problems with creditors or otherwise detrimental to our business, we may freeze or terminate Your winmasters account or cancel any stakes at our absolute discretion.

7.3 You acknowledge that the Company shall be the final decision-maker of whether You have violated our rules, terms or conditions in a manner that results in Your suspension or permanent barring from participation in our site.

8.1 . You hereby acknowledge and accept that it is necessary for the Company to collect your personal data in order to allow You access and use of the Website and in order to allow You to participate in Games.

8.2 . The Company is registered as a personal data operator at the Personal Data Surveillance Agency

in Romania, notification no 0013686 from 04.06.2016. When processing personal data, The Company

will protect your personal information according to the Romanian law as well as the Data Protection

directive (95/46/CE) and the Electronic Communications Privacy Directive (2002/58/CE modified by

the 2009/136/CE Directive)

8.3. The Company will only use your personal data to allow you to participate in the Games and to carry out operations relevant to your participation in the Games.

8.4. Only qualified personnel within the company’s organization will have access to your personal data.

8.5. Your personal data will not be disclosed to third parties, unless such disclosure is necessary for processing of your requests in relation to your participation in the Games or unless it is required by law. You hereby consent to such disclosures. If we should ever file for bankruptcy or be acquired by a third party, merge with a third party, sell all or part of our assets, or otherwise transfer substantially all of our relevant assets to a third party, we are entitled to share the Personal Information and all other information you have provided through the Service to potential and subsequent business and merger partners.

8.6. You have the right to access personal data held by the Company about You as well as the right to inform and to intervene on decisions regarding your personal data. This rights can only be applied only within the legal limits, allowed by the Romanian Legislation. For any solicitation, regarding personal data processing, please contact info@winmasters.com.

8.7 . In order to provide You with an efficient service, the Company and/or its service providers may require to transfer your personal data from one country to another country, in the EU space. You hereby consent to your personal data so transferred.

8.8. In the processing of your betting account and associated transactions, the Company may have recourse to credit rating agencies, fraud detection agencies, anti-money laundering agencies. You hereby consent to such disclosures.

8.9. In order to make your visit to the Websites more user-friendly, to keep track of visits to the Websites and to improve the service, the Company collects a small piece of information sent from your browser, called a cookie. You can, if you wish, turn off the collection of cookies (please refer to your browser instructions as to how to do this). You must note, however, that turning off cookies may restrict your use of the Websites.

8.10. We may also inform you of changes, new services and promotions we think that You may find interesting. If you do not wish to receive direct marketing data you may opt out of such service (please refer to your browser instructions as to how to do this).

9.1 The terms contained in this document (Standard Promotional Terms) apply to all promotional offers available through the Website (each a Promotion) and, together with any applicable specific promotional terms, which may also be referred to as "Key Terms", set out on the individual web landing page for the relevant Promotion (Specific Promotional Terms), form a legal agreement between you and winmasters and can only be amended with our consent. By participating in any Promotion, you are indicating that you accept and agree to be bound by the Rules.

9.2 You should check these Standard Promotional Terms and any applicable Specific Promotional Terms before participating in any Promotion.

9.3 In the event of any conflict or inconsistency between these Standard Promotional Terms and the Specific Promotional Terms, the Specific Promotional Terms shall prevail, followed by these Standard Promotional Terms, but only to the extent necessary to resolve such conflict or inconsistency.

9.4 winmasters may, from time-to-time, run Promotions and these may take the form of bonus offers (whether real-money bonuses or some other form of incentive), prize draws, competitions, contests, leagues, tournaments or other form of Promotion, or a combination of any of these. The particular form of Promotion will be described, and full details set out, in the communications (such as e-mails, computer pop-ups and letters) we issue to tell you about each Promotion and/or on the individual web landing page for the relevant Promotion.

9.5 For the purposes of all Promotions, the promoter is the entity you have contracted with under the Terms and Conditions (as indicated under paragraph 1).

9.6 The period of time during which each Promotion will run (Promotion Period) will be specified in the applicable Specific Promotional Terms. Each Promotion will automatically close at the end of the relevant Promotion Period, at which point no further participation in that Promotion will be possible. Where no Promotion Period is specified the relevant Promotion will end when it is discontinued on the Platform.

9.7 Unless otherwise indicated, participation in each Promotion is limited to one per person, family, household, address or organization to whomwinmasters sends the Promotion. winmasters reserves the right to restrict participation in certain Promotions to players who fulfill specific selection criteria. Where a Promotion permits multiple participants, winmasters reserves the right, in its sole discretion, to limit the number of participants.

9.8 Unless otherwise indicated in the Promotion, it is intended for the addressed recipient or category of recipient only and cannot be transferred. If you are not the intended recipient or within the intended category of recipient then the offer is null and void.

9.9 To be eligible to participate in any Promotion, you must:

(a) be eighteen (18) years of age or older, or the legal age of majority in your home country, state or province;

(b) if the Promotion is specifically intended for players who are residents of and/or located in a particular country as stated in the applicable Specific Promotional Terms, be a resident of and/or located in that country;

(c) have successfully completed registration on the Website and opened a real money winmastersaccount in accordance with the Terms and Conditions – general and promotion specific;

(d) satisfy any other eligibility criteria set out in the relevant sections of these Standard Promotional Terms in respect of certain general categories of Promotion and in the applicable Specific Promotional Terms;

9.10 To be eligible to participate in any Promotion which is stated to be intended for new players or which is described as a "new player" or "sign up" offer (or similar), you must not previously have opened and made a deposit into a winmasters Account. Such Promotions may not be used in conjunction with any other Promotion.

9.11 The identity of each participant in a Promotion will be determined from all or any combination of the following: name, address, email address, credit/charge/debit card number, IP address and other forms of identification which may be required. We reserve the right to request further information from you if you wish to participate in certain Promotions.

9.12 Participation in any Promotion is voluntary.

9.13 To participate in a Promotion, you should follow the instructions set out in the relevant Promotion, on the individual web landing page for that Promotion and, where appropriate, the applicable Specific Promotional Terms.

9.14 Unless otherwise indicated in the applicable Specific Promotional Terms, entry into each Promotion may be used only once.

9.15 In relation to some Promotions, certain release requirements or withdrawal restrictions must be satisfied before a bonus may be used, played with or, where appropriate, withdrawn, or as a condition of being eligible for a prize or to compete in a competition, contest, league or tournament. Any such additional restrictions or requirements will be contained or referenced in the applicable Specific Promotional Terms. You may only withdraw any funds from your winmasters account obtained via a Bonus on our Sports Service when you have met the wagering restrictions associated with that Bonus offer.

9.16 In the event that you withdraw funds in respect of which you have received a Bonus, without having met any applicable release requirements, cash out restrictions or general eligibility criteria, you shall forfeit the entire sum of the Bonus and any winnings resulting from this Bonus andwinmasters shall be entitled to deduct this from your winmasters Account.

9.17 Where it is a requirement of any Promotion that a certain number of games, hands or wagers be played or placed, then unless otherwise indicated in the applicable Specific Promotional Terms, games, hands or wagers played or placed at tournament tables (unless the Promotion is a tournament) or at play money tables will not be counted.

9.18 Subject to Clause 9.15 above, unless otherwise indicated in the applicable Specific Promotional Terms, all real money bonuses will be paid into the winmasters Accounts of qualifying players within seven (7) days of entry into the relevant Promotion.

9.19 Your use of any real money bonuses is subject to winmasters review for irregular playing patterns. To ensure fair gaming and the proper use of bonuses, winmasters considers low margin betting, equal betting, zero risk bets or hedge betting to be irregular gaming when deployed to exploit bonuses. Further examples of irregular playing patterns also include, but are not limited to: (i) placing single or multiple bets of a value of fifty percent or more of the bonus on any single game, individual hand, or round, building a balance and significantly changing play patterns (bet size, game types, bet structures etc.) in order to meet the bonus release requirement; (ii) placing large bets which result in a substantial gain followed by a drop in bet size equal to or more than seventy five percent of the previous average bet size until the bonus release requirements have been met; (iii) if we have good grounds to suspect that you have sought only to exploit a bonus offered by winmasters in good faith to enhance your entertainment (for example, on acceptance of a bonus, the minimum wagering requirement is met and funds are subsequently withdrawn). In the event that winmasters deems that an irregular playing pattern has taken place, winmasters reserves the right to prevent you from cashing out Account funds and/or withhold any of your winnings derived from your use of the bonus.

9.20 Excluded and disqualified players: Officers, directors, employees, consultants or agents of winmasters, parent or associated companies, or any of its or their respective suppliers or vendors (including advertising, printing and publicity agencies) or any officers, directors, employees, consultants or agents of any entity connected with any Promotion, or relatives of any of the foregoing persons, "relative" shall include, but not be limited to, a spouse, partner, child or sibling and any person residing in the same household as any of the foregoing persons.

9.21 If a non-legible Client participates in any Promotion, winmasters reserves the right, without prejudice to any other rights under the T&Cs, to seek the return of any bonus, payment, award or other prize, including from that Client's Account.

9.22 winmasters reserves the right, at its sole discretion, to disqualify any player who cheats or who tampers or attempts to tamper with the entry process for, or the operation of, any Promotion, or whose conduct is in breach of the Rules, contrary to the spirit of the Rules or the intention of the relevant Promotion, or might, in its reasonable opinion, bring winmasters’, any of Our Group companies into disrepute.

9.23 winmasters reserve the right not to award a Prize or to seek the return of any Prize awarded in the event that the Winner is not entitled to receive such Prize in accordance with applicable law (provided always that the Winner is solely responsible for ensuring that s/he is entitled to receive any Prize) or if we have cause to disqualify the Winner in accordance with clause 9.22.

9.24 If a Client is competing in a contest, league or tournament and are unable, for any reason whatsoever, or choose not to progress to the next round after qualifying to do so, the Client will forfeit his/her place and will not be eligible to receive any Prize to be awarded for the next or any subsequent round or the final Prize.

9.25 Any entitlement to receive a Prize is non-transferable.

9.26 The Winner is solely responsible for all use made of the Prize. Except as expressly provided in these Standard Promotional Terms, no representations, warranties, conditions or other terms are made, given or accepted by the company and no other terms shall apply, as between winmasters and any person, in relation to any Prize, including without limitation any terms as to suitability, reliability, satisfactory quality or fitness for purpose, or any other implied terms, all of which winmasters exclude to the maximum extent permitted by law.

9.27 In respect of any prize draw, Winners will be drawn at random from all entries correctly submitted and no favoritism will be shown in terms of gender, age, geographic location, length of time as a legible Client, which of winmasters gaming channels a legible Client has used, or any other factor.

9.28 The Draw Process for Prizes is as follows:

(a) Each entry validly submitted by every legible Client into a prize draw will be randomly sorted in a Microsoft Excel spreadsheet and allocated a random unique ticket number, starting from number 1 up to the total number of entries for the prize draw in question (each a "Unique ID");

(b) The random number generator function in Microsoft Excel shall be used to determine the winning Unique ID numbers corresponding to the number of Winners to be drawn for the prize draw in question.

(c) The "Prize Draw Adjudicator" shall mean the Head of Marketing or such other responsible person that may direct;

(d) The prize draw will take place in winmasters headquarters office by the Prize Draw Adjudicator and will be witnessed by a member of the Company’s legal department.

9.29 By participating in any Promotion in which the Client wins a Prize or which takes the form of a contest, league or tournament in which he/she successfully progress to a second or subsequent round, the Client agrees to co-operate in all advertising, marketing and publicity material and activities winmasters may, at its expense, produce or arrange. The Client also agrees if requested (a) to wear any branded clothing or attire winmasters may provide; and (b) to sign, if requested, an irrevocable release form allowing the company, without any compensation being payable, to use his/her name, photograph, likeness, details of the country and/or city where he/she lives, any comments made by or attributed to him/her, and to incorporate any such information and any audio/visual recording or broadcast for such promotional purposes, in any media, throughout the world.

9.30 Where the Client participates in any event which winmasters hosts or arranges in connection with a Promotion, the Client agrees not to make use of any third party branding or advertising for any organisation which winmasters considers to be its competitor, including without limitation any branding or advertising for any other gaming company. In the event of any breach of this requirement, winmasters reserves the right not to award a Prize or to seek the return of any Prize awarded.

9.31 With respect to any submission or entry the Client makes in the course of participating in any Promotion, he/she warrants that the relevant material will be all his/her own original work and will not infringe on the intellectual property rights or other rights of any person. The Client agrees to assign all rights (including intellectual property rights) in such material (and if moral rights exist, agree to waive such rights) and agrees to execute all documents and to do any other things reasonably necessary to assure the company’s title to such material and to allow it fully to use and exploit such material.

9.32 In the event that more than one real money bonus or any excess payment is accidentally paid to a qualifying player, winmasters reserves the right, without prejudice to any other rights under the Rules, to seek the return of the amount of any additional real money bonus or payment from that winmasters Account.

9.33 winmasters reserves the right to alter, discontinue or terminate any Promotion, or any aspect of it, at any time, with or without notice, for any reason whatsoever, including without limitation if there has been any printing, production, distribution or other error in any Promotion or on the Website, or where there has been any error in the preparation for or conduct of any Promotion affecting the result of the Promotion or the number of participants or the value of claims.

9.34 The terms and conditions may be modified by winmasters at any time by posting the modified terms on the relevant page(s) of the Website. winmasters recommends you revisit these Standard Promotional Terms regularly. By your continued participation in the Promotion, you accept any such modified terms.

9.35 If these Standard Promotional Terms or any applicable Specific Promotional Terms are translated into a language other than Romanian, then the Romanian version shall prevail where there is any inconsistency.

9.36 When registering at winmasters, you consent to receive marketing communications from winmasters relevant to promotional offerings by email, post, SMS and telephone notifications, any of which you may unsubscribe from at any time by contacting Customer Service.

10.1 This set of terms and conditions govern the use of thewinmasters Sportsbook. When placing a bet with winmasters, the Client is therefore agreeing that the Client has read, understood and will be adhering to these Terms and Conditions.

10.2 winmasters reserves the right to make changes to the Website, betting limits, payout limits and offerings.

10.3 A bet is not valid until it is validated and shown in the customer bet history. In cases of uncertainty about the validity of a bet, the customer is requested to check the open (pending) bets, or contact Customer Service.

10.4 Should a dispute arise about the acceptance (or lack thereof) of any transaction in the customer's account, the transaction log database will be the ultimate authority in deciding such matters.

10.5 A void bet is a bet that is essentially cancelled, made null and void (for a range of reasons) as if it had never been placed in the first place, while the stake is being returned in full to the Customer’s account.
winmasters reserves the right, at its own discretion, to declare a bet void, totally or partly, if it is obvious that any of the following circumstances have occurred:

• Bets have been offered, placed and/or accepted due to an Error; ("Error" is a mistake, misprint, misinterpretation, mishearing, misreading, mistranslation, spelling mistake, technical hazard, registration Error, transaction Error, manifest Error, force majeure and/or similar.)
• Bets placed while the Website was encountering technical problems, that would otherwise not have been accepted;
• Influence Betting; ("Influence Betting" is an act, prohibited by winmasters, where a Client, or parties acting in association with a Client, can influence the outcome of a match or an event - directly or indirectly.)
• Syndicate Betting; ("Syndicate Betting" is an act, prohibited by winmasters, where a Client, or parties acting in association with a Client, evades the Rules of winmasters - directly or indirectly.
• Placing the same/identical bets or same bets with slight variation in order to bypass the system is not allowed. In such cases only winmasters reserves the right to keep only the first one and void all following clones.
• A result has been affected by criminal actions - directly or indirectly;
• A public announcement has occurred in relation to the bet which alters significantly the odds
• To the extent that a voided/reversed ‘won’ bet results in your Customer account going into negative balance, we reserve the right to recover such amount from your open bets, account deposits, withdrawals and winnings. Any due amounts (upon bets re-settlement, chargebacks, incorrect payouts, etc.) can be compensated with subsequent ‘fresh deposits’ from players.
  Example: a bet is incorrectly settled as “won”, resulting to winnings payout to the Customer Account. The user continues placing bets post settlement or process a withdrawal of his profit, adjusting his balance. After few hours once the above mentioned bet is being resettled as “lost”, a recalculation of the settled amounts is being process to the Customer Account. If the remaining balance is insufficient, winmasters reserves the right to cancel open bets in order to cover any negative balance or recover such amount from the account deposits, withdrawals and winnings.

For Pre-match betting:

o Betting effected after the event has started;

o Betting effected after a related event was underway and where conditions could have been altered in a direct and indisputable way.

For Livebetting:

o Betting effected at incorrect price due to delayed or failing ‘Live’ coverage;

o Betting effected on particular offers after these have occurred, or else after an event which could normally be deemed as leading to the outcome has happened or is happening (e.g. bets placed on offers such as Total Goals Scored or Next Goal while a penalty is being taken, or has been awarded);

o Betting effected on odds which represented a different score than the actual;

o Bet is received after the result of the event has been determined.

10.6 In case that wrong prices were offered during live betting which were caused by any kind of error, winmasters reserves the right to cancel the bet or alter the price(s), even after the game is finished.
Example: if winmasters for instance publishes an odd 18 instead of 1.8 or 100 instead of 10 due to a typing error or a late bet (post the incident occurred) was accepted by the system, the practice followed is to void/cancel bets that are wrong priced.

10.7 A bet can be declared void, and will be, in that event, settled with the odds of 1.00. In a combo/multi bet, the cancelled event is set to odds 1.00 and the overall slip odds is adjusted accordingly. The multi bet can still be won if the rest of the bets are also won. In case of technical difficulties for the company to cancel a bet, the company reserves the right to deduct any invalid winnings from its clients’ balances.

10.8 Unless otherwise stated – in the exceptions below, in the betting offer or in the special rules of each sport – the principle “all bets stand” applies to all bets. This means, that if the athlete (or team, etc.), on whom/which the bet has been placed, fails to participate – for any reason – the bet is considered as lost if the betting event takes place. The bet will be declared void, only in exceptional cases. Particularly in the following cases:

• The event/tournament is cancelled or declared void.
• The event/tournament is interrupted and restarted in more than 36 hours after the original start date/time
• Head to Head (H2H) bets: If one or more participants withdraw before they have started the event/tournament.

10.9 winmasters assumes no liability for correctness, completeness or up-to-datedness of the information services provided i.e. live scores and result messages sent via e-mail. The stake is exclusively the amount confirmed and recorded by the company. In case the erroneous event/market is cancelled all bets are void and the odds are set to 1,00.

10.10 winmasters only accepts those results which have been achieved on the playing field or platform. In case of qualification bets the result is settled according to the official decision on who is advancing the round/stage. Results amounting from disciplinary measures from a sports' court or another court of law will not be accepted. In case of violation of sports laws, the company reserves the right to freeze any winnings and withhold payment(s). This also applies for live betting events.

10.11 Winnings are paid out up to a maximum limit. If the Client places a bet and its payment exceeds the maximum winning limit, winmasters is not liable for the excess of the amount. In such cases the payment of the winnings will be reduced correspondingly in a timely manner of winmasters’ discretion. This also applies if winmasters has not warned the bettor against possible excesses of the winning limits when placing the bet. The following limits apply on winnings per user:

* € 15.000 per bet/day
* € 20.000 per week
* € 25.000 per month

winmasters reserves the right to determine different winning limits for individual players.

Maximum Cumulative Odd limit for bet slips is set to 1.000. In case a won multi-bet exceeds the maximum cumulative odd limit, the payment of winnings shall be reduced correspondingly. Example: Cumulative odd 1.010 * placed stake 10 RON = winnings 10.090 RON. In such case winmasters will retract the amount that exceed the cumulative odd limit and will recalculate winnings with the maximum limit, such as cumulative odd 1.000* 10 RON placed stake = 10.000 RON. Therefore 100 RON will be deducted.

10.12 Stake Limits are the maximum acceptable stake for an event and the slip combination. Placing the same bet multiple times may be considered as fraud by the Company and winmasters reserves the right to cancel all the respective bets/stakes/slips.

10.13 Stakes are set by any individual Client, with the exception of the restriction imposed by winning limits in accordance with the calculation of winnings and possible stake limits. All Stakes should be covered by the Client’s account balance; otherwise the stake will not be allowed.

10.14 In order to avoid a bet not being accepted due to odds changes, the system automatically updates the odds before slip confirmation and the customer should check the latest odds in the betting slip before proceeding to the confirmation.

10.15 The Client may not combine related bets on the same event (“related bets” are two or more different bets that have related contingency).

10.16 The Minimum Sportsbook Stake is 1 RON – 0,20 EUR – 0, 20 USD (depending on the selected currency during registration).

10.17 If the balance in the account does not provide full coverage and the difference is not remitted in due time, offers for the placement of bets will be accepted by the company only in the order in which they are received for as long as the betting account for each individual bet is completely covered. If the stake for a bet is only partly covered by the balance on the account, the bet is deemed to be placed with a stake corresponding to the remaining balance on the account.

10.18 Live bets are settled on the company’s own statistics which are based on the actual run of play. Unless otherwise stated, in live betting all bets on “Non-runners” will be void.

10.19 System Bets

10.19.1 In Pre-match and Live betting, it is possible to combine up to twenty (20) different bets on a single slip. Based on these twenty (20) selections you can choose combinations of singles, doubles, trebles etc.

10.19.2 Systems names and description

What is a system bet?

System bets are similar to accumulators or accumulators in that you choose several selections within one bet, but all possible combinations of bets from those selections are covered, with the advantage of winning even if not all picks are winners.

Systems bets are presented as two numbers separated by a slash: e.g. 2/4, with the first number denoting the type of bets involved (in this case, doubles), and the second number denoting the number of selections involved.

For example, in a 2/4 system bet, you would choose 4 selections and click on the Combo tab at the top of the bet slip, where you would then see your system bets options. The 2/4 system bet is made up of the 6 possible combinations using your 4 selections, so a stake of 1 EUR would cost 6 EUR. Even if only 2 of those possible combinations were winners, your bet would win, with the return amount dependent on how many possible combinations actually win. If none or only one of your picks wins, your system bet loses. When you place your system bet, the amount of winnings shown is the maximum winnings possible if all picks win.

Systems involving 3 selections

• System 2/3: A 2/3 system consists of 3 bets involving 3 selections in different events - 3 doubles. Any two winning bets guarantee a return. Please note that a 1 EUR System 2/3 costs 3 EUR.
• Trixie: A Trixie consists of 4 bets involving 3 selections in different events, 3 doubles and 1 treble. Any two winning bets guarantee a return. Please note that a 1 EUR Trixie costs 4 EUR.
• Patent: A patent consists of 7 bets involving 3 selections in different events, 3 singles, 3 doubles and 1 treble. Any one winning bets guarantees a return. Please note that a 1 EUR Patent costs 7 EUR.

Systems involving 4 selections

• System 2/4: A 2/4 system consists of 6 bets involving 4 selections in different events - 6 doubles. Any two winning bets guarantee a return. Please note that a 1 EUR System 2/4 costs 6 EUR.
• System 3/4: A 3/4 system consists of 4 bets involving 4 selections in different events - 4 trebles. Any three winning bets guarantee a return. Please note that a 1 EUR System 3/4 costs 4 EUR.
• Yankee: A Yankee consists of 11 bets involving 4 selections in different events, 6 doubles, 4 trebles and 1 four-fold. Any two winning bets guarantee a return. Please note that a 1 EUR Yankee costs 11 EUR.
• Lucky 15: A Lucky 15 consists of 15 bets involving 4 selections in different events, 4 singles, 6 doubles, 4 trebles and 1 four-fold. Any one winning bet guarantees a return. Please note that a 1 EUR Lucky 15 costs 15 EUR.

Systems involving 5 selections

• System 2/5: A 2/5 system consists of 10 bets involving 5 selections in different events, 10 doubles. Any two winning bets guarantee a return. Please note that a 1 EUR System 2/5 costs 10 EUR.
• System 3/5: A 3/5 system consists of 10 bets involving 5 selections in different events, 10 trebles. Any three winning bets guarantee a return. Please note that a 1 EUR System 3/5 costs 10 EUR.
• System 4/5: A 4/5 system consists of 5 bets involving 5 selections in different events, 5 four-folds. Any four winning bets guarantee a return. Please note that a 1 EUR System 4/5 costs 5 EUR.
• Super Yankee: A Super Yankee system consists of 26 bets involving 5 selections in different events, 10 doubles, 10 trebles, 5 four-folds, and 1 five-fold. Any two winning bets guarantee a return. Please note that a 1 EUR Super Yankee costs 26 EUR.
• Lucky 31: A Lucky 31 system consists of 31 bets involving 5 selections in different events, 5 singles, 10 doubles, 10 trebles, 5 four-folds, and 1 five-fold. Any one winning bet guarantees a return. Please note that a 1 EUR Lucky 31 costs 31 EUR.

Systems involving 6 selections

• System 2/6: A 2/6 system consists of 15 bets involving 6 selections in different events, 15 doubles. Any two winning bets guarantee a return. Please note that a 1 EUR System 2/6 costs 15 EUR.
• System 3/6: A 3/6 system consists of 20 bets involving 6 selections in different events, 20 trebles. Any three winning bets guarantee a return. Please note that a 1 EUR System 3/6 costs 20 EUR.
• System 4/6: A 4/6 system consists of 15 bets involving 6 selections in different events, 15 four-folds. Any four winning bets guarantee a return. Please note that a 1 EUR System 4/6 costs 15 EUR.
• System 5/6: A 5/6 system consists of 6 bets involving 6 selections in different events, 6 five folds. Any five winning bets guarantee a return. Please note that a 1 EUR System 5/6 costs 6 EUR.
• Heinz: A Heinz system consists of 57 bets involving 6 selections in different events, 15 doubles, 20 trebles, 15 four-folds, 6 five-folds, and 1 six-fold. Any two winning bets guarantee a return. Please note that a 1 EUR Heinz costs 57 EUR.
• Lucky 63: A Lucky 63 system consists of 63 bets involving 6 selections in different events, 6 singles, 15 doubles, 20 trebles, 15 four-folds, 6 five-folds, and 1 six fold. Any one winning bet guarantees a return. Please note that a 1 EUR Lucky 63 costs 63 EUR.

Systems involving 7 selections

• System 2/7: A 2/7 system consists of 21 bets involving 7 selections in different events – 21 doubles. Any two winning bets guarantee a return. Please note that a 1 EUR System 2/7 costs 21 EUR.
• System 3/7: A 3/7 system consists of 35 bets involving 7 selections in different events – 35 trebles. Any three winning bets guarantee a return. Please note that a 1 EUR System 3/7 costs 35 EUR.
• System 4/7: A 4/7 system consists of 35 bets involving 7 selections in different events – 35 four-folds. Any four winning bets guarantee a return. Please note that a 1 EUR System 4/7 costs 35 EUR.
• System 5/7: A 5/7 system consists of 21 bets involving 7 selections in different events – 21 five-folds. Any five winning bets guarantee a return. Please note that a 1 EUR System 5/7 costs 21 EUR.
• System 6/7: A 6/7 system consists of 7 bets involving 7 selections in different events – 7 six-folds. Any six winning bets guarantee a return. Please note that a 1 EUR System 6/7 costs 7 EUR.
• Super Heinz: A Super Heinz system consists of 120 bets involving 7 selections in different events, 21 doubles, 35 trebles, 35 four-folds, 21 five-folds, 7 six-folds, and 1 seven-fold. Any two winning bets guarantee a return. Please note that a 1 EUR Super Heinz costs 120 EUR.

Systems involving 8 selections

• System 2/8: A 2/8 system consists of 28 bets involving 8 selections in different events – 28 doubles. Any two winning bets guarantee a return. Please note that a 1 EUR System 2/8 costs 28 EUR.
• System 3/8: A 3/8 system consists of 56 bets involving 8 selections in different events – 56 trebles. Any three winning bets guarantee a return. Please note that a 1 EUR System 3/8 costs 56 EUR.
• System 4/8: A 4/8 system consists of 70 bets involving 8 selections in different events – 70 four-folds. Any four winning bets guarantee a return. Please note that a 1 EUR System 4/8 costs 70 EUR.
• System 5/8: A 5/8 system consists of 56 bets involving 8 selections in different events – 56 five-folds. Any five winning bets guarantee a return. Please note that a 1 EUR System 5/8 costs 56 EUR.
• System 6/8: A 6/8 system consists of 28 bets involving 8 selections in different events – 28 six-folds. Any six winning bets guarantee a return. Please note that a 1 EUR System 6/8 costs 28 EUR.
• System 7/8: A 7/8 system consists of 8 bets involving 8 selections in different events – 8 seven-folds. Any seven winning bets guarantee a return. Please note that a 1 EUR System 7/8 costs 8 EUR.
• Goliath: A Goliath system consists of 247 bets involving 8 selections in different events, 28 doubles, 56 trebles, 70 four-folds, 56 five-folds, 28 six-folds, 8 seven-folds, and 1 eight-fold. Any two winning bets guarantee a return. Please note that a 1 EUR Goliath costs 247 EUR.

11.1.1 The Casino Games are provided to winmasters by the following suppliers:

• Microgaming
• PlaynGo
• isoftbet

All bets placed on the Casino are placed respectively on the servers of Microgaming,PlaynGo and isoftbet, depending on the provider of the game in which the bet is placed. winmasters is licensed by the Casino Games Providers to represent, promote, and market the Casino games. winmasters receives, holds and pays funds in relation to an Account Holder for the purpose of transactions and settlements with the Casino.

11.1.2 winmasters accepts and acknowledge liability for transactions conducted to, from and/or with the Casino exclusively for funds received, held and/or paid to and/or from a winmasters Account in conjunction with arrangement with the Casino Games Providers.

11.1.3 All Casino games are highly trustworthy and verified from authorities to prevent any potential hacking action. However technology loopholes not related with our company may give the ability to specific users to take advantage of such loopholes. Irregular winnings or betting patterns will be investigated and winmasters reserves the right to confiscate any winnings made under such pattern.

11.1.4 Casino games are running with a low margin on clients’ benefit. In addition to that, bonuses may be awarded and further reduce the margin of the company. If bonus rules are misspelled or omitted by any client who takes advantage acting in a fraudulent attitude alone or as a syndicate, winmasters reserves the right to confiscate any winnings made under such pattern.

11.1.5 You hereby agree that in case you win a jackpot of EUR 10,000 or higher (or the equivalent to any other currency) in relation to any casino game offered in winmasters, the winnings may be awarded once the Casino provider verifies and accepts it.

11.1.6 winmasters has insured Jackpots with the Casino providers therefore all winnings are paid through the global pools. For the avoidance of any misunderstanding, the Client will receive the winnings once the casino provider has transferred the relevant funds to winmasters.

11.1.7 Minimum casino bet is 0,01 RON. However, few casino games may have higher than 0,01 RON minimum bet.

11.1.8 Access to few games may be restricted.

11.1.9 winmasters is not liable for any dispute related to the Intellectual property rights attached to the Casino games.

11.1.10 Rules for each specific game can be found in the specific area of each game.

11.2 Live Casino Rules

11.2.1 The Live Casino Games are provided to winmasters by the following supplier:

• Evolution Gaming

All bets placed on the Live Casino are placed respectively on the servers of the above mentioned providers depending on the provider of the game in which the bet is placed. winmasters is authorized by the above providers to represent, promote and market the services of the Live Casino and to receive, hold and pay funds in relation to an Account Holder for the purpose of transactions and settlements with the Live Casino.

11.2.2 The Live Casino is a stand-alone service. It is not managed and/or controlled by winmasters.

11.2.3 winmasters accepts and acknowledge liability for transactions conducted to, from and/or with the Casino exclusively for funds received, held and/or paid to and/or from a winmasters Account in conjunction with arrangement with the Live Casino Provider.

Casino Rules

Terms and Conditions for Roulette games

1. About Roulette

Roulette has numbered pockets ranging from 0 to 36 on the roulette wheel.

2. Game Payouts

You can place different regular bet types on the table. These are Inside bets and Outside bets.

2.1 Inside Bets

Bet Name	Odds
Straight Up bet	35:1
Split bet	17:1
Street bet	11:1
Square bet	8:1
Line bet	5:1

Example

You select a 10 chip size and bet 1 chip on a Straight Up bet. Your selected number comes up, and you are paid 36 chips.

The odds on a Straight Up bet are 35:1. So, the number of chips won is 1 chip bet

+ 35 chips won = 36 chips.

Your total payout in credits is 36 chips won x 10 chip size = 360 credits.

The purpose of this example is to help you understand how the payouts work. The actual game, symbols, reels, paylines, cards, betting positions and payouts may be different in the casino game you are playing at.

2.2 Outside Bets

Bet Name	Odds
Column bet	2:1
Dozen bet	2:1
Even-Money bet	1:1

Example

You select a 10 chip size and bet 6 chips on a Dozen bet. Your selected number comes up, and you are paid 18 chips.

The odds on a Dozen bet are 2:1. So, the number of chips won is 6 chips bet + 12 chips won = 18 chips.

Your total payout in credits is 10 credit chip size selected x 18 chips won = 180 credits.

The purpose of this example is to help you understand how the payouts work. The actual game, symbols, reels, paylines, cards, betting positions and payouts may be different in the casino game you are playing at.

3. Inside and Outside Bets

You can place different regular bet types on the table. These are Inside bets and Outside bets.

Inside Bets

• Straight Up bet
• Split bet
• Street bet
• Square bet
• Five-Number Line bet
• Line bet

Outside Bets

• Column bet
• Dozen bet
• Even-Money bet

4. Neighbour Bets

The Neighbour Bets consists of the number you place a Straight Up bet on, and the two numbers on either side of the Straight Up number on the roulette wheel. So, you bet on a total of five numbers.

The default number of Neighbour bets placed is two. You can change the default number of Neighbour bets in the Game Options function.

Neighbour bets are the same credit value as the regular bet. A chip is placed on the Straight Up number and one on each of the neighbouring numbers. This equals five chips bet.

If you use the default number of Neighbour bets, the Neighbour bets placements are:

0 : 0, 3, 15, 26 and 32

1 : 1, 14, 16, 20 and 33

2 : 2, 4, 17, 21 and 25

3 : 0, 3, 12, 26 and 35

4 : 2, 4, 15, 19 and 21

5 : 5, 10, 16, 23 and 24

6 : 6, 13, 17, 27 and 34

7 : 7, 12, 18, 28 and 29

8 : 8, 10, 11, 23 and 30

9 : 9, 14, 18, 22 and 31

10 : 5, 8, 10, 23 and 24

11 : 8, 11, 13, 30 and 36

12 : 3, 7, 12, 28 and 35

13 : 6, 11, 13, 27 and 36

14 : 1, 9, 14, 20 and 31

15 : 0, 4, 15, 19 and 32

16 : 1, 5, 16, 24 and 33

17 : 2, 6, 17, 25 and 34

18 : 7, 9, 18, 22 and 29

19 : 4, 15, 19, 21 and 32

20 : 1, 14, 20, 31 and 33

21 : 2, 4, 19, 21 and 25

22 : 9, 18, 22, 29 and 31

23 : 5, 8, 10, 23 and 30

24 : 5, 10, 16, 24 and 33

25 : 2, 17, 21, 25 and 34

26 : 0, 3, 26, 32 and 35

27 : 6, 13, 27, 34 and 36

28 : 7, 12, 28, 29 and 35

29 : 7, 18, 22, 28 and 29

30 : 8, 11, 23, 30 and 36

31 : 9, 14, 20, 22 and 31

32 : 0, 15, 19, 26 and 32

33 : 1, 16, 20, 24 and 33

34 : 6, 17, 25, 27 and 34

35 : 3, 12, 26, 28 and 35

36 : 11, 13, 27, 30 and 36

5. Customisable Bet Layouts

Bet Layouts are only available on certain roulette games and are used to customize a layout of bets on the roulette table. You can apply your bets for a single game or during AutoPlay.

You can customize up to eight different Bet Layouts and can add one or more Bet Layouts to the roulette table during a game.

To customise a Bet Layout:

1. Click Edit. The Bet Layout screen is displayed.

2. Select the Bet Layout you want to customise. How?

• Click (1 - 8) to select the Bet Layout you want to use.
• Click Next or Previous to find the required Bet Layout.

· Select the required Bet Layout from the Go to Bet Layout drop-down list.

3. Place your bets on the table layout. How?

• To place a regular bet:

o Click Increase (+) or Decrease (-) to select the chip size you want to bet.

o Click a bet position on the table layout.

• To place a Neighbour bet:

o Click Increase (+) or Decrease (-) to select the chip size you want to bet.

o Select the number of Neighbour bets you want to place, from the Neighbours options.

o Click the number on the roulette wheel that you want to place Neighbour bets for. The bets are highlighted on the roulette wheel.

o Click Add to Layout. The bets are added to the table layout.

• To place the same bets currently used in your game:

o Click Get Table Bets. Your current betting positions are copied from the game and added to the table layout.

• To reduce or remove a bet:

o To reduce or remove a bet, hold down the Shift key on your keyboard and click the bet you want to reduce or remove. The chip pile decreases by the chip size currently selected.

• To remove a Neighbour bet:

o Click Remove from Layout. Your selection is cleared from the table layout.

4. View the Bet Summary section to view the coverage your customized Bet Layout has on the roulette table.

5. Select how you want to apply the Bet Layout. The options are:

• Add this bet layout to the existing table bets

Adds your bet layout to the current bets on the table in the roulette game.

• Clear table bets before placing this bet layout

Removes all current bets from the table in the roulette game before adding your bet layout.

6. Click Save Layout. Your customised Bet Layout is saved. You can create another bet layout or click Back to return to the roulette game.

To add a bet layout to the roulette table during a game:

1. Click Choose Layout (1 - 8) to select the Bet Layout you want to use. The bets are placed on the roulette table.

6. Playing the game

The objective of the game is to predict the number the ball will land on. You place a bet on your prediction.

Note: The following examples of controls/options may differ or not be available in certain roulette games.

To play:

1. Click Increase (+) or Decrease (-) to select the chip size you want to bet.

2. Place your bet. How?

• To place a regular bet:

o Click a bet position on the table layout.

• To place a Neighbour bet:

o Set the game to Expert Mode by clicking Expert.

o Place a Straight Up bet on the roulette table. The Neighbour button is activated.

o Click Neighbour. The bets are automatically placed on the neighbouring numbers of the selected number, on the roulette table.

• To increase a bet:

o Click the bet you want to increase. The chip pile increases by the chip size currently selected.

• To reduce or remove a bet:

o Right-click the bet you want to reduce or remove. The chip pile decreases by the chip size currently selected.

3. Click Spin.

4. The ball is dropped on to the spinning roulette wheel and stops in a pocket on the roulette wheel.

· If you have a winning number, the win amount is displayed in the Win box.

· If you do not have a winning number, the game is over and you can play again.

7. Game Options

You can change your game play and sound settings.

Note: Some of the following features/options may not be available in all roulette games.

The options are:

Game Settings

• Quick Spin

Increases the speed of the roulette wheel spin so your results are displayed quicker. This does not influence the results of the spin.

• Show bet tips

Displays the bet position and bet amount when you place your mouse pointer over a bet.

• Show zoom animation

Displays a zoom of the roulette wheel on the game screen, when the ball stops in a pocket.

• Keep bets on table after each spin

Keeps your previous game bets on the table after each spin.

• Number of Neighbours

Sets the number of Neighbour Bets to place on the table.

• Sound Settings

Displays the sound options.

AutoPlay

· This feature enables you to automatically play a selected number of consecutive games without having to interact with the software.

To change the game options:

1. Click Options.

2. Choose the required settings.

3. Click OK.

8. Game Statistics

Note: Some of the following features/options may not be available in all roulette games.

Game Statistics enable you to view information about your current game session.

Statistics only apply to the current game session. When you exit the game, the statistics reset to zero.

You can view the number of spins played, the percentage of winning spins, and what the

winning combinations were. The statistics are:

General

• Spin Results section

Displays the number of spins played during the current game session, the length of your game session and the average number of spins per hour.

• Highest Wins

Displays the highest three win amounts during the current game session.

Inside Bets

Displays a summary of all Inside bets placed during your current game play session.

• Results

Lists the Inside betting positions.

• Number

Displays the number of times each Inside betting position appeared during your game play session.

• Percentage

Displays the results listed in the Number column as a percentage.

Outside Bets

Displays a summary of all Outside bets placed during your current game play session.

• Results

Lists the Outside betting positions.

• Number

Displays the number of times each Outside betting position appeared during your game play session.

• Percentage

Displays the results listed in the Number column as a percentage.

To view game statistics:

1. Click Statistics (%).

2. View your current game play statistics.

3. Click OK.

9. Expert Mode

Note: Expert mode is available only on specific roulette games.

The casino has two game modes - Regular Mode and Expert Mode.

Regular Mode is the normal game play mode and has no advanced features. Expert Mode has both advanced features and Regular Mode features.

To change the game mode, click Expert or Regular.

The features available in Expert Mode are:

• Customizable Bet Layouts

Bet Layouts are used to customize a layout of bets on the roulette table. You can apply your bets for a single game or during AutoPlay.

• Neighbour Bets

The Neighbour Bets consists of the number you place a Straight Up bet on, and the two numbers on either side of the Straight Up number on the roulette wheel. So, you bet on a total of five numbers.

• AutoPlay

This feature enables you to automatically play a selected number of consecutive games without having to interact with the software.

10. AutoPlay

AutoPlay enables you to automatically play a selected number of consecutive games without having to interact with the software.

You can customize your AutoPlay Spin and Stop settings. The options are:

Spin Settings

• Number of spins

Sets the number of times the roulette wheel spins during your AutoPlay session.

• Number of seconds between spins

Sets the delay between AutoPlay spins.

Stop Settings

• Stop once all spins are complete

Stops the AutoPlay session when the selected number of roulette wheel spins are complete.

• Stop if a win exceeds or equals

Stops the current AutoPlay session if the number of credits won on any spin exceeds or equals the amount selected.

• Stop on any win

Stops the AutoPlay session if you win on a spin.

• Stop if credits increase by

Stop the session if the number of credits increases by the amount selected.

• Stop if credits decrease by

Stop the session if the number of credits decreases by the amount selected.

Start AutoPlay without showing this dialog

Start future sessions without viewing the AutoPlay settings, using your saved settings or the default settings.

To configure the AutoPlay settings:

1. Set the game to Expert Mode by clicking Expert.

2. Click AutoPlay.

3. Select your AutoPlay settings.

4. Click Start.

Notes:

· You must place a bet on the table before an AutoPlay session can start.

· You must select a bet amount before you start the AutoPlay session, as AutoPlay plays with the last bet value.

· AutoPlay options differ between games. Your game may not have all of these options.

11. Terms used in roulette for groups of bets

Note: Some of the following bet groups may not be available to be placed via a button in all roulette games.

Black Splits

A total of 7 chips are placed. One chip is placed on each of the following splits: 8/11, 10/11, 10/13, 17/20, 26/29, 28/29 and 28/31.

Finales a Cheval

A "Finales a Cheval" bet places one chip on all splits ending in the same digits. A total of 3, 4 or 5 chips are placed depending on the digits. For example, a bet on digits 1 and 4 results in one chip placed on each of the splits: 1/4; 11/14; 21/24 and 31/34.

Finales en Plein

A "Finales en Plein" bet places one chip on all numbers ending in the same digit. A total of 3 or 4 chips are placed depending on the digit. For example, a bet on digit 3 results in one chip placed on each of the straight-up numbers: 3,13,23 and 33.

Jeu 0 - Zero

A total of 4 chips are placed. One chip is placed straight-up on 26 plus one chip on each of the splits: 0/3, 12/15 and 32/35.

Jeu 7/9

A total of 6 chips are placed. One chip is placed straight-up on 19 plus 27 and one chip on each of the splits: 7/8; 8/9; 17/18 and 28/29.

Orphelins a Cheval - Orph.

A total of 5 chips are placed. One chip is placed straight-up on 1 plus one chip on each of the splits: 6/9, 14/17, 17/20 and 31/34.

Orphelins en Plein

A total of 8 chips are placed. 1 chip is placed on each of the following straight-up numbers: 1, 6, 9, 14, 17, 20, 31 and 34.

Red Splits

A total of 4 chips are placed. One chip is placed on each of the following splits: 9/12, 16/19, 18/21 and 27/30.

Tiers du Cylindre - Serie 5/8

A total of 6 chips are placed. 1 chip is placed on each of the following splits: 5/8, 10/11, 13/16, 23/24, 27/30 and 33/36.

Voisins du Zero - Serie 0/2/3

A total of 9 chips are placed. 2 chips are placed on the 0,2,3 street; 2 on the 25/26/28/29 corner; plus 1 on each of the following splits: 4/7, 12/15, 18/21, 19/22 and 32/35.

Terms and Conditions for Blackjack

1. About Classic & European Blackjack

· The Classic Blackjack is played with one standard deck of 52 playing cards that is shuffled before each game. Contrarily, the European Blackjack is played with two standard decks of 52 playing cards which are also shuffled before each game.

· Split is available on two cards that have the same denomination.

· Double down is available on your first two cards if they are a hard hand with a value of 9, 10 or 11 only.

· Double down is not available after a split.

• Insurance is available.

· Surrender is not available.

· The dealer stands on all 17.

2. Game Payouts

All figures show the odds payout for each hand combination.

Hand Combination Odds

· Blackjack: 3:2

· Standard Win: 1:1

• Insurance Win: 2:1

3. Game Rules

3.1 General Rules

· The dealer is dealt one card, face-up.

· Blackjack is the strongest hand and automatically stands.

· Blackjack cannot be beaten, only matched.

· All face cards have a value of 10.

· Aces can have a value of either 1 or 11.

· You and the dealer can draw up to nine additional cards to make a hand of

eleven cards, provided the value of the hand does not exceed 21.

· If a hand does not exceed 21 after receiving eleven cards, the hand

automatically stands.

· The dealer stands on all 17.

· Malfunctions void all plays and pays.

3.2 Betting & Payout Rules

· If the dealer is dealt a hand that exceeds the value of 21, and you are dealt a

hand that has the value of 21 or less, the dealer’s hand is bust. Your hand automatically wins.

· If the first two cards dealt to you are an Ace and a card with a value of 10,

you have Blackjack. Your hand automatically stands.

· Blackjack pays out at odds of 3:2 on your regular bet.

· If both the dealer’s hand and your hand have Blackjack, the hands push. Your

regular bet amount is returned to you.

· If both the dealer’s hand and your hand have the same value, the hands

push. Your regular bet amount is returned to you.

3.3 Splitting Rules

· You can split two cards that have the same denomination.

· The split bet placed on your second hand is equal to your regular bet amount.

· If you split a pair of Aces and then draw a card with a value of 10, this is not

Blackjack, although it has a value of 21. This rule also applies to splitting

pairs of cards with a value of 10 and then drawing an Ace.

· You can only split once per game, equaling two hands.

3.4 Double Down Rules

· The double down bet is equal to your regular bet amount.

· You can double down on your first two cards if they are a hard hand with a

value of 9, 10 or 11 only.

· You cannot double down after a split.

· When you double down, you are dealt one card and your hand automatically

stands.

3.5 Insurance Rules

· You can take Insurance.

· The Insurance bet is equal to half your regular bet amount.

· Insurance bet wins or losses are independent from your regular bet.

· Insurance only covers your original hand. It does not cover any second hands on a split or a double down.

· If the dealer does not have Blackjack, the Insurance bet is removed from the table. The cost of the Insurance bet is deducted from your credit balance, and the game continues.

· If the dealer has Blackjack, the Insurance bet pays out at odds of 2:1.

4. Customizable Strategy Table

The Strategy table is used during AutoPlay and enables you to define the game strategy you want to play. Please take into consideration that in some Blackjack variations this feature may not be available.

When you create a strategy, your hand possibilities are displayed in the first column of the

table, and the dealer’s first card possibilities across the top of the table. The options are:

• Action

This is the relevant game play action, such as hit.

• Condition

This is the condition required before the game play action can occur. For example, if you want the strategy to hit on two cards.

• Else
  This is the alternative game play action to perform, if the conditions are not satisfied or if the action is not permitted according to the game rules. For example, if you want the strategy to split on two cards, but hit if this is not permitted.
• Other
  This is additional actions permitted, according to the game rules. These override the

basic and alternative actions. For example, to take Insurance when the dealer's first

card is an Ace.

To create your own strategy:

1. Set the game to Expert Mode by clicking Expert.

2. Click Strategy.

3. Click the field you want to change.

4. Select an option from the menu.

5. Click Save and Close.

To reapply the default strategy and replace any changes you have made:

1. Set the game to Expert Mode by clicking Expert.

2. Click Strategy.

3. Click Default.

4. Click Save and Close.

To reset the Strategy table to a previously saved strategy:

1. Set the game to Expert Mode by clicking Expert.

2. Click Strategy.

3. Click Reset.

5. Playing the game

The objective of the game is to beat the dealer's hand by either getting a higher value hand, without exceeding 21, or by the dealer's hand going bust.

To play:

1. Click a chip in the Chip Selection area to select the chip size you want to bet. You can view more chip sizes by clicking the arrows.

2. Place your bet. How?

· Click the betting circle to select the number of chips you want to bet.

· To increase your bet, click the bet you want to increase. The chip pile increases by the chip size currently selected.

· To reduce or remove a bet, right-click the bet you want to reduce or remove.

· The chip pile decreases by the chip size currently selected.

· To reduce or remove a bet, hold down the Shift key on your keyboard and click the bet you want to reduce or remove. The chip pile decreases by the chip size currently selected.

· Other Betting Options:

o Rebet

To bet the same number of chips as your previous game, click

Rebet . The chips are placed on the table.

o Clear Bets

To remove all bets from the table, click Clear Bet. The bets are

cleared from the table.

3. Click Deal. More

· A hand of two cards is dealt to you. The dealer is dealt one card, faceup.

Shortcut Key (available only in certain blackjack games) = Enter

4. Depending on the cards you are dealt and the game rules, you can:

- Hit

When you have a hand under the value of 21 and want another card, click Hit to receive a card. The dealer deals you another card from the deck.

Shortcut Key (available only in certain blackjack games) = H

- Stand

When you think you have a hand that can beat the dealer, click Stand to end the play of your current hand. You do not receive any more cards.

Shortcut Key (available only in certain blackjack games) = S

- Split

When you are dealt two cards with the same denomination, click Split to divide your current hand into two separate hands, and place a bet equal to your regular bet on the second hand. A new card is dealt to each hand.

You can only split once per game, equalling two hands.

Any split hands are completed before the dealer plays their hand.

Shortcut Key (available only in certain blackjack games) = P

- Double Down

When you think you have a hand that can beat the dealer's hand with the next card drawn, click Double to place a side bet equal to your regular bet on the table. You are dealt one card and your hand automatically stands.

You can double down on your first two cards if they are a hard hand

with a value of 9, 10 or 11 only.

Shortcut Key (available only in certain blackjack games) = D

- Take Insurance

When the dealer's face-up card is an Ace, click Yes to place an Insurance bet equal to half your regular bet on the table.

You take Insurance against the dealer getting Blackjack.

Shortcut Key (available only in certain blackjack games) = Y

- Not Take Insurance

When the dealer's face-up card is an Ace and you are offered insurance, click No to not take insurance.

Shortcut Key (available only in certain blackjack games) = N

5. The dealer plays their hand.

6. Your hand and the dealer's hand are compared.

· If the hands push, your hand is resolved according to the game rules.

· If your hand beats the dealer, you are paid your winnings.

· If your hand does not beat the dealer, the game is over and you can play again.

6. Game Options

You can change your game play and sound settings. The options are:

• Speed Settings

Displays the deal speed options. You can set the game to play Slow, Medium, Fast or Fastest.

• Sound Settings

Displays the sound options.

• Game Play Settings

Displays the game play options:

• Auto Rebet

This option automatically places the same number of chips bet in your previous game, on the table, when a new game begins.

• Quick Deal

This option increases the deal speed.

• Do Not Remove Losing Hands

This option keeps your losing hands on the table.

• AutoPlay

This feature enables you to automatically play a selected number of consecutive games without having to interact with the software. Note that this feature may not be available in all Blackjack games.

To change the game options:

1. Click Options.

2. Choose the required settings.

3. Click OK.

7. Game Statistics

Game Statistics enable you to view information about your current game session.

Statistics only apply to the current game session. When you exit the game, the statistics reset

to zero.

You can view the number of hands played, the percentage of winning hand combinations and

what the winning combinations were. The statistics are:

• General
• Hand Results

Displays the number of hands played during the current game session.

• Highest Wins

Displays the highest three win amounts during the current game session.

• Dealer

Displays a table of the dealer's final hands compared to the dealer's initial card. The dealer's final hands are displayed across the top of the table, and the dealer's initial card is displayed in the Initial Card column. The results are displayed as a percentage.

• Starting
  
  

Displays a table of the dealer's initial card compared to the player's starting hand. The dealer's initial cards are displayed across the top of the table, and the player's starting hand is displayed in the Player column. The results are displayed as a percentage.

• Final
  
  

Displays a table of the dealer's final hand compared to the player's final hand. The dealer's final hands are displayed across the top of the table, and the player's final hand is displayed in the Player column. The results are displayed as a percentage.

To view game statistics:

1. Click Statistics (%).

2. View your current game play statistics.

3. Click OK.

Note:

This feature may not be available in the game you are playing.

Terms and Conditions for Baccarat

1. Baccarat Game Rules

• Baccarat is a game played between the player and the casino.
• The aim of the game is to predict which hand will be the highest. You can also predict a tie.
• The game is played with 8, 52-card decks (excluding Jokers), shuffled before each round.
• The MIN/MAX sign indicates the minimum and maximum bet that can be placed in any betting area.
• Payouts are made according to the paytable in the game. For more information see Payout Schedule.
• To view the Paytable, move the pointer over the MIN/MAX sign.
• Some features may not be available in PLAYING FOR FUN mode.

2. Play of Hand

• Place a single bet or combination of bets, in any of the betting areas (TIE, BANKER, or PLAYER), and start the deal.
• The Player and the Banker are dealt either two or three cards. Third cards are dealt based on the third card rules. For more information see Third Card Rules.
• The game compares the hand values of the Player and Banker. For more information see Scoring.
• The hand with a value closest to 9 wins. Hands of equal value are a tie, and neither hand wins.
• Bets are paid according to the Payout Schedule.

3. Third Card Rules

· If the Player or the Banker has 8 or 9, it is known as "natural", and both hands stand. This rule overrides all other rules. · If neither the Player nor the Banker has 8 or 9 play proceeds as follows: Player Rules o If the Player has 0-5, a third card is dealt. If the player has 6 or 7 the hand stands. Banker rules o If the Player stands, the Banker draws a third card if the hand has 0-5. o If the Player draws a third card, the value of the card drawn by the Player and the value of the Banker's hand determines if the Banker gets a third card. Banker's score Player's third card 0 1 2 3 4 5 6 7 8 9 7 6 5 4 3 2 1 0 Stand Banker gets 3rd card 4. Scoring The value of the hand is determined by adding the values of the cards in the hand. Number cards 2-9 count as face value, aces count as 1, and kings, queens, jacks, and 10's count as 0. If the value is 10 or more, 10 is subtracted. The value remaining is the hand value (for example, 13 becomes 3). 5. Payout Schedule If the Player wins, Player bets pay 2 for 1 (even money). If the Banker wins, Banker bets pay 2 for 1 (even money) less a 5% commission. The win will be rounded down if necessary. If there is a tie, Tie bets pay 9 for 1, whereas Player or Banker bets are returned (push). 6. Playing Help To make a bet, select a chip and click in one of the betting areas:TIE,BANKER or PLAYER. If there are arrows to the left and right of the chips, click these to see additional chip values. Every click in a bet area adds one chip of the selected value to the bet. To start a hand, click DEAL. To remove a bet, select the delete chip and then click in the bet area. To place the same bet as the previous round and play, click Rebet. To place a new bet, click New Bet. To minimize the Baccarat history, move the pointer over the Baccarat history and then click the close [X] button. To show the Baccarat history, click Game Settings, and then select the Baccarat history box. 7. Game Setting Options To access game settings, click the spanner icon in the game panel. Audio . Turn on or off all sounds. Sound effects . Turn on or off sound effects played for events. Background music . Turn on or off the background soundtrack. Baccarat history . Show or hide the Baccarat history. Speed . Increase or decrease game speed. Game history . Click to view your latest game history. Note: Some casinos may operate without all of the listed game settings. Terms and Conditions for Video Poker 1.About Video Poker The objective of the game is to complete each play hand with the strongest poker hand possible. After placing your bet, you receive five initial cards. Click on the cards you wish to hold. Cards that are not held will be discarded and replaced by new cards when you press DEAL. The rank of your final five-card hand determines your payout according to the paytable. You have the option of trying to multiply your prize by playing the gamble bonus round.The payout on each play hand is dependent on the hand ranking. 2. Poker hands Winning hands pay out according to their hand ranking. Hand ranking from Highest to Lowest: Royal Flush – this is a combination of an Ace, King, Queen, Jack and Ten card of the same suit. Four of a Kind (Aces) – This is a combination of four Ace cards. Straight Flush –this is a combination of five cards of the same suit, in sequence. For example: 3,4,5,6,7. Four of a Kind – this is a combination of four cards of the same denomination. For example: 8,8,8,8,3. Full House – this is a combination of three cards of the same denomination, and two cards of another denomination. For example: Q,Q,Q,3,3. Flush – in a five-card hand, this is a combination of five cards of the same suit. For example, five aces. Straight – in a five-card hand, this is a combination of five cards of any suit, in sequence. Three of a Kind – this is a combination of three cards of the same denomination. For example, Q,Q,Q,10,7. Two Pairs – in card games, this is a combination of two cards of the same denomination. For example, in a five-card hand this is a Two Pairs combination: 10,10,2,2,K. Jacks or Better – this is a combination of either a pair of Jack, Queen, King or Ace cards. For example: 10,2,J,J,4. 3. Actions Increase Denomination - Click + to increase the denomination of each coin. Decrease Denomination - Click - to decrease the denomination of each coin. Deal - Deals the cards in the appropriate spots. Hold - Click on each individual card you wish to hold. Bet Max - Bets the maximum. Gamble - Starts the gamble bonus round after a winning hand. Collect - Your prize is credited to you, and the game round ends. Hands - Changes the number of hands to play with. Note: Some actions maynot be available in all video poker games. 4. Video Poker variations Aces & Eights- the game is played with one standard deck of 52 playing cards that is shuffled before each game. The game follows the standard rules of video poker. Has no wild cards. Has a double feature. Has high payouts for the combinations: 1) Four of a Kind (Aces or Eights); 2) Four of a Kind (Sevens); 3) Four of a Kind (Others). Aces & Faces - the game is played with one standard deck of 52 playing cards that is shuffled before each game. Follows the standard rules of video poker. Has no wild cards. Has a Double feature. Has high payouts for the combinations: 1) Four Aces; 2) Four Jacks, Queens or Kings. All Aces Poker - the game is played with one standard deck of 52 playing cards that is shuffled before each game. Follows the standard rules of video poker. Has no wild cards. Has a Double feature. Has high payouts for the combinations: 1) Four Aces; 2) Four of a Kind (Twos, Threes or Fours); 3) Four of a Kind (Others). All American Poker - the game is played with one standard deck of 52 playing cards that is shuffled before each game. Follows the standard rules of video poker. Has no wild cards. Has a Double feature. Bonus Poker - the game is played with one standard deck of 52 playing cards that is shuffled before each game. Follows the standard rules of video poker. Has no wild cards. Has a Double feature. Has high payouts for the combinations: 1) Four of a Kind (Aces); 2) Four of a Kind (Twos, Threes or Fours); 3) Four of a Kind (Fives through to Kings). Bonus Poker Deluxe - the game is played with one standard deck of 52 playing cards that is shuffled before each game. Follows the standard rules of video poker. Has no wild cards. Has a Double feature. Has high payouts for the Four of a Kind combination. Bonus Deuces Wild - the game is played with